I cannot pay my judgment
Page 12 of 12
Summary
You owe money to a person or company (the claimant). The claimant goes to court because you have not paid. The court makes a judgment ordering you to pay the money. The table shows what you or the claimant can choose to do.
1. You pay the money you owe.
2. You cannot pay the money you owe » You ask for a varied order to reduce the amount you have to pay each month » You pay the money you owe.
3. You do not pay the money you owe » The claimant takes further action or The claimant asks you for more information (order to obtain information).
If the claimant takes further action:-
• Warrant of execution - sending bailiffs to collect the money or take and sell some of the things you own:
» You ask for a varied order (and for the warrant to be suspended) to reduce the amount you have to pay each month » You pay the money you owe. OR
» You are charged the cost of the action the claimant has taken » You pay the money you owe.
• Attachment of earnings - arranging for your employer to take the money direct from your earnings.
» You are charged the cost of the action the claimant has taken » You pay the money you owe.
• Charging order - stopping you from selling property or land that you own unless you pay your debt.
» You are charged the cost of the action the claimant has taken » You pay the money you owe.
• Third party debt order - ordering your bank or building society to pay the money direct from your account.
» You are charged the cost of the action the claimant has taken » You pay the money you owe.
If the claimant asks you for more information (order to obtain information):-
» You give the information. You may also want to offer to repay the money you owe in monthly instalments.
» The claimant may agree to repayment by instalments, and how much you will pay each month
» You pay the money you owe or you do not pay the money you owe and the claimant takes further action.
4. You have other debts. In total you owe £5000 or less. You can apply for an administration order » You pay the money you owe.
If the claimant takes further action against you or if there is a hearing, you may have to pay further costs. These will be added to the amount you owe.